Examples of leasing


Better known also as financial leasing , leasing is a figure that is represented by a financial entity that is responsible for acquiring a good or property in its own name in order to be able to lease it in the medium or long term to the client who requests it.

After the end of the agreed term or term, the requesting client can decide whether to buy the good that the bank acquired, renew the contract entered into or end it by returning the good to the financial institution.

There are different types of leasing, however, the most important are two, namely:

  • Financial: it is a lease that offers the option of acquiring the property after the specified term has ended.
  • Operational : it is a lease that, unlike the financial one, has no option to purchase.

It is important, when taking this route as an option, to take into account that:

  • While the contract with the entity that provides the leasing service lasts, it is considered the owner of the asset, however, this entity is not responsible for its deterioration, damage or loss.
  • Inspections of the leased property may be required .
  • The fee that must be paid during the leasing process includes commissions plus interest.
  • The maintenance of the property is the responsibility of the lessee

Among the advantages we can mention:

  • The financing can be up to 100% of the value of the good
  • Tax benefits can be extensive
  • The renewal in terms of the technological aspect of the assets is constant, fast and efficient.
  • In the case of those assets that can be devalued quickly and difficult to sell.
  • No down payment payments are required .

Examples of leasing

Some assets that can be financed through leasing can be:


  1. local
  2. Offices
  3. Wineries
  4. Industrial plants
  5. Sheds


  1. Tablets
  2. Mobile devices
  3. software
  4. Hardware
  5. Printing equipment


  1. Acquisition of new housing
  2. Acquisition of used homes
  3. Housing off plan

Production equipments

  1. Industrial machinery
  2. Specialized teams
  3. Packing
  4. Processor
  5. Distributor machine


  1. Freight transport
  2. Passenger transport
  3. Private vehicle

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